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We have been blessed with a new Maltese puppy and are looking into pet insurance. I checked other posts on this forum and all those I found were dated. Since the industry changes so much I thought I would ask for your suggestions. Is the cost worth the benefits? What company have you liked the best? Who should we avoid? Do they pay claims as promised or have there been surprises about what they won’t pay? What questions should we ask before writing the check? Thank you in advance for any info you can share.

The premium you will pay is determined by a number of factors. Your pet's age, breed, species, where you reside, the amount of medical coverage you select, the amount of monetary coverage you select, the deductible you select, and the co-pay you select are all considerations to consider. Depending in these variables, the price might vary. You can read here a review of the best companies which work with pets, and you can see their prices and offers.

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I think it's essential to read the fine print and ask about exclusions upfront to avoid surprises later. Some companies might have restrictions on pre-existing conditions or certain treatments.

In my opinion, before committing, ask about coverage limits, deductibles, and whether they offer wellness plans. Also, inquire about their claims process and how quickly they reimburse. It's worth comparing quotes from different companies to find the best fit for your budget and needs.If you're still exploring options, I recently became a hamster owner myself and found some useful care tips at https://hamsternow.com/hamster-accessories. It's been a helpful resource on creating a comfy habitat for my little buddy.