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Lending Club is a San Francisco based peer-to-peer lending company that was founded in 2006. They are the largest online marketplace connecting investors and borrowers, while offering lower rates than traditional banks.

Statistics on their website show that, “71.17% of Lending Club borrowers report using their loans to refinance existing loans or pay off their credit cards.” Since launching, Lending Club has issued over $9 billion in loans, with more than $1.6 billion in new loans issued in the first quarter of 2015.

Read the article here: http://www.crowdcrux.com/review-of-lend ... investors/