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For the average investor, we believe that dollar cost averaging the S&P 500 or a similar low-cost index fund is the BEST way to allocate your capital in the long run.

In fact, I’d go to far as saying that the average retail investor should expect no more than the market’s gains in his or her lifetime. Trying to do better will usually only result in mistakes and a hurt wallet. Even some of the best fund managers on this planet can’t beat the stock market.

Read the article here: http://www.crowdcrux.com/alternative-in ... and-ideas/