I don't think that loans are bad, for example, if you need fast money where would you address, the best choice is to go and take a loan, and for this purposes, I know a very good company which will help you to find the best bank with the lowest rate, it's called
https://www.moneyexpert.com/loans/bridging-loans/. Here specialists according to the sum you intend to buy and the time by which you want to pay your loan will find the best bank for you, always when I need money I address to this company for help, for example, the last time I needed money to buy a new car and instead of taking a loan with a 5% annual rate as one of my friends deed I took the loan with a 0% rate and I don't have to extra pay for my car any cent and this is really cool.